RETIREMENT PLANNING

We understand that for many, the decision of when to retire can be a daunting one. There are many questions you are probably asking. Will I have enough income to maintain a comfortable lifestyle?  Will my retirement money last my whole lifetime? How much income will I need to meet my needs during my retirement years?  How much will I be able to leave for my children?  A good retirement plan will address these concerns as well as many others. We'll help guide you in understanding and navigating life's financial challenges before and during your retirement years. We are passionate about not only helping you grow your accounts, but helping you protect your nest egg. We also work to help provide you with dependable streams of retirement income from your accounts.  We specialize in conducting rollovers of old 401(k), 403(B), 457, TSP or other type of qualified plan's to IRA 's and investing according to the specific needs of you and your family. Our goal is to help you live the type of retirement life you've worked so long and hard to achieve.   

  Effective tax preparation and planning can help you to minimize your future tax liability. We will thoroughly and conscientiously study your personal situation, and tailor our advice to your specific needs. We can help you proactively manage both your personal and your business tax issues, including understanding how upcoming business opportunities impact your tax status and vice versa. Not all tax planning opportunities are readily apparent. By having us on your team, you are more likely to benefit from those opportunities. We understand how the latest federal, state and local tax legislation and other developments affect you and your business and we are constantly identifying new ways to reduce federal, state or local tax liabilities.  

  If you’re looking for a firm that will focus on your individual needs, and always treat you like a client who matters, look no further. Our firm is large enough to offer a full range of professional services, but small enough to give you the individual attention that you deserve.  Estate matters affect everyone. By taking proactive steps today, you can ease the way for your heirs during a very difficult time. We can work with your legal counsel to help you to structure your estate and trusts to minimize taxes and ensure the smooth transition to your heirs. We are qualified and available to handle all estate and trust tax-related matters.   

Custom-built investment accounts set up for you and managed by professional third party managers, co-managers or a team of managers using a set process that is suitable to your needs and financial strategy.  First, we take into account your specific needs and objectives. Then we craft individualized plans tailored to those specific needs and objectives and we monitor your holdings on an ongoing basis to be sure we stay on pace with your goals. These carefully selected managers actively manage various mutual funds, exchange traded funds and many other asset classes, such as stocks, bonds, international securities, commodities, real estate and others.  

Are you ready to start saving and investing for a future student in your family?  We can get you started.  A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs.  At Mauro Wealth, we recognize the increasing costs of attending college and the student loan crisis this nation faces. For these reasons, we encourage our clients to start early and to remain consistent when investing for college.  529 plans, legally known as “qualified tuition plans,” are authorized by Section 529 of the Internal Revenue Code, offering incredible tax benefits to those who participate and utilize the proceeds for qualified educational purposes. 

Need Insurance? We got you covered. Insurance is an often overlooked and underestimated part of the planning process. We shop insurance products for you that are designed specifically to help mitigate the many different types of risk we encounter in life. We are experienced in evaluating and assessing the specific insurance needs of our clients and accessing the open insurance market in order to find the most effective, cost-efficient solutions for them, given their particular needs.